Acquiring the right mortgage requires a strict choice between the available rates, products, and terms. You might need a thorough research and an intense planning before dealing with any mortgage loans or transactions. Your long process of choosing may start from the simple choices between fixed rate, variable rate, open mortgage, or closed mortgage. The fixed-rate mortgage has a fixed rate all throughout its term while the variable rate has a rate that varies depending on the interest of the lender. The variable rate mortgage usually costs less and can let you pay for fixed payments with lower interests. The higher rate open mortgages are mortgages that you can pay anytime without being charged of a penalty. The closed mortgage on the other hand has a lower interest rate but imposes a penalty on early pay offs. These are the basics that you must learn before settling in for a mortgage. Other factors that you must consider include the duration of your stay in the house that determines whether to get a short or a long-term mortgage. Your down payment is also an important thing to consider. A higher down payment for the real estate means a lower rate mortgage. The best thing to do is seek the help of a real estate agent, financial planner, or a mortgage broker who has a wide knowledge about the interest rates and the dos and don'ts in dealing with a mortgage.
The following table gives businesses related to Mortgages in Anniston, AL. We have only the current page:
| Business Name | Phone | Address | zip code |
| Harris-Mckay Insurance Agency | (256)236-0301 | 1112 Wilmer Avenue | 36201 |
| Garmon Jim Insurance | (256)237-7541 | 103 East 13th Street | 36201 |
| Black's Insurance Agency | (256)237-9497 | 226 South Quintard Avenue | 36201 |
| Alabama One Stop Insurance LLC | (256)835-4959 | 1013 Snow Street | 36203 |
| Reaves Insurance Agency | (256)237-0972 | 111 East 7th Street | 36201 |
| Parnell Insurance Agency | (256)831-8887 | 400 Snow Street | 36203 |
| America's First Federal Credit Union | (205)320-4000 | 200 South Quintard Avenue | 36201 |
| Victory Mortgage | (256)235-2422 | 219 East 21st Street | 36207 |
| Great Money | (256)236-1741 | 1728 West 25th Street | 36201 |
| Citifinancial | (256)236-3445 | 501 Quintard Avenue Suite 9 | 36201 |
| Kelly Group Mortgage CO | (256)236-5300 | 1225 Noble Street | 36201 |
| American Eagle Mortgage | (256)236-5626 | 1302 Noble Street Suite 2F | 36201 |
| Farmers & Merchants Bank | (256)236-8200 | 1429 Quintard Avenue | 36201 |
| FCF Mortgage Services | (256)237-0711 | 1021 USHighway 431 | 36206 |
| America's First Federal Credit Union | (256)237-1684 | 200 South Quintard Avenue | 36201 |
| Fort McClellan Credit Union - Anniston Branch | (256)237-2113 | 1731 Noble Street | 36201 |
| Jackson Mortgage Company Inc | (256)237-5177 | 1119 Leighton Avenue | 36207 |
| Independent Bank of Oxford | (256)237-7008 | 620 Quintard Avenue | 36201 |
| New South Federal Savings Bank | (256)237-9350 | 1516 Quintard Avenue | 36201 |
| Alabama Teachers Credit Union | (256)238-1161 | 230 USHighway 431 | 36206 |
| Providence Mortgage PC | (256)238-4343 | 429 Quintard Avenue | 36201 |
| Southtrust Mortgage Corporation | (256)741-4068 | 1000 Quintard Avenue Suite 201 | 36201 |
| BB & T Mortgage | (256)741-4269 | 402 Main Street | 36203 |
| Citifinancial | (256)831-6466 | 660 Creekside Drive | 36203 |
| Wells Fargo Financial | (256)835-3288 | 1714 Al Highway 21 South | 36203 |
| Southeastern Capital Mortgage | (256)835-3352 | 1720 Hamric Drive East Suite 7 | 36203 |
| Countrywide Home Loans | (256)835-4646 | 1726 South Quintard Avenue | 36201 |
| Home Owners Mortgage CO Inc | (256)835-9093 | 1323 Hamric Drive East Suite B | 36203 |
In business and legal terms, the word mortgage is the property that is pledged or used as a security in acquiring a mortgage loan. Common people much refer mortgage as a collateral or security to protect the lender's interest. The mortgage or property such as land is usually put at stake during the terms of the loan or mortgage. The interest of the land and other real estate properties is given to the mortgage lender as the owner promises to pay the loans in time. The mortgage will then be returned to the owner after the payment or completion of the mortgage terms. The property will go to the lender through foreclosure of the mortgage if the borrower failed to pay the loan according to its terms and conditions. The use of the mortgage is very common in purchasing residential and commercial real estates through mortgage loans or commercial mortgages that do not require the immediate payment of the properties' full value.
Anniston zip codes
36201, 36202, 36203, 36204, 36205, 36206, and 36207
Anniston Area Codes
The current page for Mortgages in Anniston lists businesses in the following area codes: 256 and 205
Our Online Yellow Pages is the way for consumers to find Mortgages in Anniston, AL. We have 1 pages for this result page, this is page number 1. You can go to other pages and check out all businesses related to Mortgages business category. We have data for all businesses in Anniston, AL in all areas including south, north, east, west and central (downtown) Anniston. When you are looking for Mortgages near Anniston area, make sure that you call more than one business owner and ask about their service costs, ask for coupons, deals, discounts, and if they offer any thing for free in case you make certain order (Just to take advantage of any deal in Anniston, AL)
Advertise Now and start receiving daily customers from Anniston, AL area and other cities in Alabama. Our Yellow Pages Directory is one of the top american local directories, and we offer very affordable prices for our featured listings.
The following two tables can be useful for you if you need to learn more about Anniston. This data has nothing to do with Mortgages. If you would like to learn more about Anniston, AL population and household, check the following tables:
Businesses names related to Mortgages near Anniston, AL
The following include the business names for Mortgages in Anniston, there are 26 unique business names including:
Harris-Mckay Insurance Agency, Garmon Jim Insurance, Black's Insurance Agency, Alabama One Stop Insurance LLC, Reaves Insurance Agency, Parnell Insurance Agency, America's First Federal Credit Union, Victory Mortgage, Great Money, Citifinancial, Kelly Group Mortgage CO, American Eagle Mortgage, Farmers & Merchants Bank, FCF Mortgage Services, Fort McClellan Credit Union - Anniston Branch, Jackson Mortgage Company Inc, Independent Bank of Oxford, New South Federal Savings Bank, Alabama Teachers Credit Union, Providence Mortgage PC, Southtrust Mortgage Corporation, BB & T Mortgage, Wells Fargo Financial, Southeastern Capital Mortgage, Countrywide Home Loans, and Home Owners Mortgage CO Inc